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Chain of Title |
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Chain of titleFrom Wikipedia, the free encyclopedia.A chain of title is the sequence of historical transfers of title to a property . The "chain" runs from the present owner back to the original owner of the property. In situations where documentation of ownership is important, it is often necessary to reconstruct the chain of title. To facilitate this, a record of title documents may be maintained by a registry office or civil law notary . Chain of title for real propertyReal estate is one field where the chain of title has considerable significance. Various registration systems, such as the Torrens title system, have developed to track the ownership of individual pieces of real property . In real estate transactions in the United States, insurance companies issue title insurance based upon the chain of title to the property when it is transferred. Title insurance companies sometimes maintain private title plants that track real estate titles in addition to the official records. In other cases, the chain of title is established by a abstract of title , sometimes, although not always, certified by an attorney .
One of the nation's last sources of zero down financing for home loans appears to be making a comeback. [read more]
The average on a 30-year loan drops to 4.54%, while 15-year mortgages are down to 4%, Freddie Mac reports. This marks the sixth straight week of record lows. The Gershwin standard is "Nice Work If You Can Get It." The refrain in today's housing market would be: nice loans if you can get them. [read more]
WASHINGTON In an unusual move, the president of the Federal Reserve Bank of St. Louis released a paper Thursday warning that the Fed's policy of keeping interest rates near zero during the economic crisis may lead to Japanese-like deflation in coming years. [read more]
On the outside of its majestic headquarters in Washington, across the park from the White House, the U.S. Chamber of Commerce recently hung four giant banners that spell out exactly what it thinks is missing from the current economy: J-O-B-S. Work - Labor Movement - Law - Occupational safety and health - Government Agencies [read more]
BOJ FOCUS-BOJ to opt for minor steps, shun quantitative easing [read more]
U.S. corporate bond sales soared 31 percent this month, the busiest July on record, as yields fell to the lowest in more than six years on growing investor confidence in the economic recovery. [read more]
What started as a blessing for big lenders is becoming a burden as profit margins shrink [read more]
WASHINGTON -- In an unusual move, the president of the Federal Reserve Bank of St. Louis released a paper Thursday warning that the Fed's policy of keeping interest rates near zero during the economic crisis may lead to Japanese-like deflation in coming years. read more [read more]
Pacific Investment Management Co.s Bill Gross said deficit spending by governments that seek to maintain artificial levels of consumption can be compared to flushing money down an economic toilet. [read more]
ALBUQUERQUE, N.M.--(BUSINESS WIRE)--First State Bancorporation: OVERVIEW: Loans decreased $135.6 million. Deposits excluding brokered increased $24.3 million. Brokered deposits including CDARS reciprocal decreased $65.8 million. Net interest margin increased to 2.67% for the quarter. Total non-performing loans decreased $17.4 million. Liquidity increased $41 million since March 31, 2010 and $332 ... [read more]
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